Long-Term Lease: For the purpose of determining whether or not the owner of a manufactured home may elect to treat the home as real property, is a lease on land to which the manufactured home has been attached and which: (A) has been approved by each lienholder for the manufactured home by placing on file with the department written consent to have the home treated as real property; or (B) is for at least five years if the home is not financed.
Next, if there are any liens on your home (such as a consumer loan lien), the liens will need to be discharged or the lien holders will have to give written consent. The only exception to this requirement is where the transaction is being handled through a title company that is insuring against existing liens, such as the situation where you are converting from personal property to real property and paying off your consumer loan by refinancing with a mortgage loan. In that case, a copy of the title commitment or policy is required.
Third, you must complete an Application for Statement of Ownership and Location and submit it with all documentation and fees.
The Department will issue your SOL, and until a certified copy is recorded in the real property records of the county shown on the SOL, the conversion to real property status is not complete. If you are making the conversion to real property status on your own (not going through a lender, title company, or attorney), contact the county clerk to find out their procedures, requirements, and fees for recording this document.
For all installations, the installer shall give the manufactured home owner a written warranty that the installation of the home was performed in accordance with all department standards, rules, orders, and requirements.
The warranty must conspicuously disclose the requirement that the consumer notify the installer of any claim in writing in accordance with the terms of the warranty. Unless the warranty provides for a longer period, the installer or retailer has no obligation or liability under the person’s warranty for any defect described in a written notice received from the consumer more than two years after the later of the date of purchase or the date of installation.